Tuesday, April 30, 2019

Belmar Elementary PTO Scholarship


The Belmar Elementary School PTO is once again awarding two $1,000
scholarships to recent high school graduates to help with the cost of
continuing their education after high school. To qualify, the applicant
must be 1) a graduate of Belmar Elementary School, 2) graduating high school this June, and (3) attending college in the fall. The scholarship recipients will be selected based on several factors, including academics, community service, involvement in extracurricular activities, and the applicant’s essay submission.

Applications must be postmarked by May 17, 2019. Recipients will be
selected no later than May 31, 2018, and will be notified via email.
Applications are available on the school’s website, www.belmar.k12.nj.us. Click on the tab for “Parents-Community,” then
“PTO,” then “PTO Scholarships”. You can also email us at
PTO@belmar.k12.nj.us and we will be glad to email an application to


BELMAR ELEMENTARY SCHOOL PTO SCHOLARSHIP APPLICATION Applicant Requirements: 1. Graduated from Belmar Elementary School 2. Current resident of Belmar or Lake Como 3. Graduating high school this June 4. Attending college in the fall Please fill out the application below. If you need more space, feel free to attach answers on a separate piece of paper.
1. Class Rank: ______of ______
2. SAT Scores: Verbal______ Math ______
3. Attach a copy of high school transcript.
4. College(s) or school(s) being considered: __________________________________________ ______________________________________________________________________________
5. Please list any extracurricular activities you participated in during high school. ____________ ______________________________________________________________________________ ______________________________________________________________________________ ______________________________________________________________________________
6. Please list any community service involvement during high school, including any awards or honors received. ________________________________________________________________ ______________________________________________________________________________ ______________________________________________________________________________
7. Please list any employment you held during high school. _____________________________ ______________________________________________________________________________
8. Tell us which teacher(s) influenced you the most at Belmar Elementary School and why. Your response should be no more than two typewritten pages.

Applicant Information
Student Number: _____ (to be filled in by the Scholarship Committee)
Name: ________________________________________________________________________
Address: ______________________________________________________________________ ______________________________________________________________________________
Email Address: _________________________________________________________________
Home Phone: __________________________________________________________________
Cell Phone: ____________________________________________________________________
Date of Birth: __________________________________________________________________
High School: __________________________________________________________________

Application should be mailed to:
Attn: Kendy Thompson
Belmar Elementary School PTO
1101 Main Street
Belmar, NJ 07719

Application must be postmarked by May 17, 2018.
Recipients will be selected no later than May 31, 2018, and will be notified via email.
Thank you for applying. We wish you continued success in your schooling!



Exploring College Options is a special recruitment program sponsored by the undergraduate admissions offices of five of the country's leading universities: Duke UniversityGeorgetown UniversityHarvard University, the University of Pennsylvania, and Stanford University. During the spring or fall of each year, the Exploring College Options group will visit all 50 states, Puerto Rico, USVI and the District of Columbia. At each event, representatives from the five universities will conduct brief slide presentations about their institution and answer your questions about the sometimes-mystifying world of college admissions.
You will learn what distinguishes one fine university from another, what competitive colleges look for in the selection process, and what you can do to enhance your college application.The programs start promptly at 7:00pm unless otherwise noted. We suggest arriving 15 to 20 minutes beforehand to complete the sign-in process and find a seat. Programs typically last one and a half hours. Please feel free to bring your parent or guardian to the program, and if you have a friend who you think might be interested, please direct him/her to this website for registration information.
Spring 2019
Woodbridge, NJ arrow Register
Tuesday, May 14, 7:00 pm
Renaissance Woodbridge Hotel/Delta by Marriott Woodbridge
515 US Highway 1, Iselin, NJ 08830
Morristown, NJ arrow Register
Wednesday, May 15, 7:00 pm
The Westin Governor Morris
2 Whippany Road, Morristown, NJ 07960
Mount Laurel, NJ arrow Register
Wednesday, May 15, 7:00 pm
Westin Mount Laurel
555 Fellowship Road, Mount Laurel, NJ 08054
Princeton, NJ arrow Register
Thursday, May 16, 7:00 pm
Hyatt Regency Princeton
102 Carnegie Ctr, Princeton, NJ 08540

Monday, April 29, 2019

Jeff Selingo - The Financial Fit of a College

Since September, I have been following a group of high-school seniors during their college search. The teenagers come from a variety of high schools—urban, suburban, and rural—as well as a diversity of academic and socioeconomic backgrounds. For the low-income students who are part of my very unscientific sample, the college search from Day One was all about affordability. But for the middle- and upper-income students I followed, what struck me was how little finances seemed to play into their college search.

Until now.

In the rush of these last few weeks before the traditional May 1 Decision Day, many of these students and their families—too many in my opinion—are trying to decipher their financial-aid offers and figure out exactly how they are going to pay the tuition bill.
  • Exhibit 1: Here’s an award letter from Villanova University that doesn’t list the total cost and calls the family contribution the “family financial option.” 
In talking to students and in visits to high schools the last few weeks, I keep hearing a version of the same thing: Where’s the money? Why didn’t I get more financial aid?  
  • Why it matters: While volumes of research show that sticker prices tend to scare off low-income students from applying, it doesn’t seem to dissuade middle- and upper-income students until it’s too late—in April, when they can no longer apply to other schools.
  • What’s happening: The message middle- and upper-class families are getting is that no one pays sticker price, so your son or daughter should apply anywhere and you’ll get a discount. While many schools do offer hefty discounts in the form of merit aid to students who can afford to pay tuition, many top schools base most, if not all of their aid, on need. In other words, many of these students who are now disappointed in their lack of aid applied to the wrong schools if they were expecting money. 

Case study 1: One student I’m following applied early-decision to Brown University and was accepted but withdrew after the financial-offer wasn’t what her family expected. “I thought the money would just kind of happen,” she told me. Now she’s weighing a full ride to Boston University and much smaller need-based aid awards to higher-ranked Yale and Dartmouth.

Case study 2: Another student I met at through a high-school I shadowed for a day is class valedictorian. She planned to deposit at Yale last week, although her exact financial-aid package was still up in the air. As her mom said “she wanted to go to an Ivy League schools since she was a kid.” Meanwhile, she turned down full rides from Emory and Lewis & Clark.  
  • The big picture: Some families are willing to “trade down” in prestige in order to take advantage of better financial aid. But that’s only an option if families talk about how they are going to pay for college before and during the search so students apply to a range of schools, including those that tend to be a little less selective and offer merit as well as need-based aid.  

Bonus: Listen to a recent FUTURE U podcast, where Michael Horn and I interview New America’s Rachel Fischman who talks about the trends in the hundreds of these financial-aid offers she has seen from colleges.


A regular look at other readings and listening that you might have missed...

The Future of Work, by County. Discussions about robots eating our jobs tend to be global or nationwide in their perspective. But recently I heard a presentation from executives at Walmart and McKinsey about a new study they performed examining the capacity to change of the more than 3,000 counties in the U.S. The resulting report and data interactive make for fascinating reading whether you are in higher ed or a worker worried about the future of jobs.

Credentials vs. Degrees. On the latest episode of the FUTURE U podcast, we talked with Ellucian’s Katie Lynch-Holmes about the results of a recent study exploring how much value college students and hiring managers place on degrees relative to credentials.

I’m writing this from Shenzhen, China, where I spent the last few days at a higher ed conference and touring the new “transitional” campus (read: temporary campus) of a new engineering institute here between Georgia Tech and Tianjin University.

It was my first time in China, and like a decade ago when I first visited higher ed in India, I’m coming away amazed at the level of investment in colleges and universities at a time when the U.S. continues to get out of the business of public higher education.

I’m far from an expert on international higher ed (hence my first trip to China). For that, I turn to my former Chronicle of Higher Education colleague, Karin Fischer, who has been here many times and writes a great weekly newsletter on international higher education. Subscribe if you have any interest in what’s happening around the rest of the world in terms of higher education and how it impacts the U.S.  You won’t be disappointed. 


Web: jeffselingo.com
Twitter: @jselingo
Facebook: /JeffSelingo
Instagram: /jselingo
LinkedIn: in/jeffselingo

Thursday, April 18, 2019

Congressman's Youth Advisory Council- 5/11

Dear Guidance Counselor,

Congressman Frank Pallone, Jr.’s Youth Advisory Council is hosting a Teen Town Hall for high school students on May 11, 2019 at 10:30 a.m. at the Raritan Bay YMCA.

The Town Hall will serve as a forum for teens to discuss the issues that are most important to them, and come up with possible policy solutions to improve our state, country, and even our world. The event is open to high school students only.

Please see the attached flyer for additional information, and share it with your students. Note that registration through the Eventbrite page is required.

Do not hesitate to contact me should you have any questions. Have a great day!

Date: Saturday, May 11, 2019 
Time: 10:30 a.m. – 12:30 p.m.
Location: Raritan Bay YMCA, 357 New Brunswick Avenue, Perth Amboy, NJ 08861

More information about the Congressman’s Youth Advisory Council: Congressman Pallone hopes to inspire civic-minded high school students to be involved in community and political issues on a local, state and national level. As such, he created a Youth Advisory Council, which is in its 4th year. Council members have an opportunity to advise the Congressman on matters that affect young adults and provide input in legislative issues. Members participate in phone an in-person meetings, shared ideas about legislation and youth issues, raise awareness about the Youth Advisory Council and assist in hosting events. Ever year students work on a service project and create a comprehensive legislative agenda, a document informing the Congressman of what they believe to be key issues for young adults and proposing ways in which legislation may help to ameliorate these issues.


Ms. Jael Davis
District Representative
Office of Congressman Frank Pallone, Jr. (NJ-06)
67/69 Church Street
New Brunswick, NJ 08901
P: 732-249-8892 | F: 732-249-1335  
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NYIT Summer Programs

How would your students like to spend part of their summer in an immersive New York college experience studying graphic design and 3-D animation/game design? 
NYIT Academy was created for American and international students ages 15 and over who want to get hands-on experience in their desired field before entering their freshman year of college.
We offer three one-week programs. They can take one, two, or all three courses, and earn one academic credit per week upon acceptance into one of our digital art and design programs!

Learn more about programs being offered:
  • Week 1: Brand Yourself!: July 8 - 12
    Conceptualize and use visual language to communicate messages and ideas clearly and effectively. Then, merge traditional and digital tools to create powerful design solutions using 3-D printing, photography, illustration, and typography. In this workshop, students will design a logo and overall identity for a potential client or for themselves after visiting a professional design studio in New York City. View video. 

  • Week 2: Create Motion Basic: July 15 - 19
    In this workshop, students will capture live motion through the use of our 3-D Motion Capture Lab, animate and edit those movements using Autodesk Maya, and incorporate animated elements into a game environment. View video for Create Motion. 

  • Week 3: Create Motion Advanced: July 22 - 26
    Students get even more involved and advance the skills they developed in the first week of Create Motion. This week, they will create a 3-D, first-person, shooter game and art-direct their game using live motion in our 3-D Motion Capture Lab. Students must complete Week 2: Create Motion Basic or have attended the workshop in the past in order to sign up for the advanced course in Week 3. View video for Create Motion. 

Students may qualify for a merit-based scholarship! Learn more about the scholarship and how to apply to a pre-college program today. If applying for a scholarship, they must submit your application by May 1.

Financial Aid Terms

How To Calculate The Cost Of College: A Guide To Financial Aid Terms

Right now, students across the country are in the process of choosing where to go to college. For many, that decision is closely tied to a school's financial aid offer. But with no current standardization of these offers, letters look vastly different from one college to the next. They're often filled with confusing terms and jargon, and not all colleges define and calculate these terms the same way. Here are some general definitions to help students and their families navigate the process. (Editor's note: To clarify how a particular school is using these terms, reach out to its financial aid office.)
Icon: Cost of attendance
Cost of Attendance (COA)
Total estimated price for one year of college before financial aid is applied — or, direct costs plus indirect expenses(see below). Includes tuition and fees, housing, food and other additional personal and educational expenses.

Icon: Direct costs
Direct Costs
Money paid directly to the college — essentially, what shows up on a student's bill. That includes tuition and fees, and the housing and meal plan, if applicable.

Promo: Indirect expenses
Indirect Expenses
Estimated additional personal and educational expenses needed throughout the academic year. That includes books, transportation and living expenses, such as rent and food, if living off campus.

Icon: Net costs
Net Costs
Remaining costs for one year of college after grants and scholarships are applied — or, COA minus gift aid (see below).

Icon: Estimated bill
Estimated Bill
The anticipated amount you will need to pay directly to the college in order to enroll after gift aid and loans (see below) are applied — or, direct costs minus gift aidminus loans. Additional personal and educational expenses are not included.

Icon: Gift aid
Gift Aid
Grants and scholarships that you do not need to pay back. Each grant and scholarship may have specific requirements to maintain eligibility and/or to renew. Occasionally, students might have to pay back part or all of a grant if, for example, they withdraw from school before finishing a semester.

Icon: Self-help aid
Self-Help Aid
Unlike gift aidself-help aid is earned, borrowed or acquired using a combination of the two. It can be earned through work-study (see below) and borrowed through loans (see below).

Icon: Loans
Borrowed money that must be paid back, with interest. Students can choose to reduce or decline the amount offered.

Icon: PLUS loan
Federal Direct PLUS Loans
There are two types of Federal Direct PLUS Loans. The first, a parent PLUS Loan is a federal loan for parents of undergraduate students, which requires credit approval. If approved, parents could be eligible to borrow the amount of a student's remaining costs. The second, a grad PLUS Loan, is for graduate students and also requires credit approval.

Icon: Pell Grant
Federal Pell Grants
A federal grant for low-income undergraduate students who have not yet received a bachelor's degree. This does not have to be repaid.

Icon: Work-study
Students are eligible to earn up to the amount listed after securing a work-study job through their college. The money earned is not typically available to pay their college bill; students are paid directly via a paycheck for the hours worked.

Icon: Expected family contribution
Expected Family Contribution (EFC)
This is the number schools use to calculate how much financial aid students are eligible to receive, if any. It's based on the financial information students provided in their Free Application for Federal Student Aid, or FAFSA. It's not the amount of money a student's family will have to pay for college, nor is it the amount of federal student aid being offered. The family contribution is reported to students on their Student Aid Report, also known as the SAR.
Icons created by LA Johnson/NPR with help from The Noun Project. Definitions adapted from the uAspire/New America report Decoding the Cost of College.
This story was produced with support from the Education Writers Association Reporting Fellowship program.